There is one thing that all college students have in common, and that is they are working towards a goal that they will pursue for the rest of their lives. A college degree gives you the knowledge and ability to apply for a career that you will work at for a good portion of your life. But there is also something else that you will be working on the rest for your life, and that is your credit score. A good credit score gives you many more options than a bad score does. And a good credit score can also save you a great deal of money over your lifetime as well. By being a college student you have the opportunity to get your credit score started off right and in much easier way then if you wait until after you graduate.
Ask any current American Express charge card holder about their card, and they'll probably tell you it’s their most widely used credit/charge card they've ever had. That is, assuming it is accepted at all of the places they normally shop. American Express is not the most widely accepted card, the main reason being, they charge a higher fee per transaction to the merchants than other credit cards do. But, as a cardholder, you can reap the benefits of this extra money in the form of rewards and added features on your card. If you enjoy added benefits, easily redeemable rewards, traveling or attending special events, then take a look at the group of American Express charge cards to see the benefits you may have been missing.
If you are in the market for a rewards credit card then there are a lot of things to consider before deciding which card is right for you. In order to qualify for a rewards credit card you will most likely have to have good to excellent credit. Therefore your main goal is not to improve your credit, but to earn as many rewards for the money that you spend as possible. Now these rewards are tempting and can have the ability to make you spend more money than you normally would. So don’t let a rewards credit card be your excuse to spend more money, let it be the reason you get paid back for the money that you have to spend.