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The purpose of a charge card is to have the ability to act like a credit card, but you have to pay off your bill in full each month. Charge cards can offer many of the rewards and features that credit cards offer, but by forcing you to pay off your bill in full each month, then you won’t have to worry about ever paying interest fees. Although, some charge cards allow you to pay certain charges over time plus an interest fee, but this has to be approved in advance most of the time. Most charge cards allow you to accumulate points for the purchases that you make, with many categories that offer bonus points. Then these points can be redeemed for a variety of rewards, from credits to your account, to discounted travel trips, to gift cards, and more.

Charge cards also come with great features such as purchase protection, travel insurance, fraud protection, and much more. These features allow you some piece of mind while you are shopping knowing that you are protected. Many charge cards also come with a yearly fee. So it is important place a value on the features that are offered with the card and also to see how much you need to spend to earn enough rewards to cover the annual fee that you will incur. These fees are sometimes waived for the first year and there are also bonus points given if you meet certain spending requirements after you sign up.

With all of these factors having an impact on which charge card you are going to choose, its important that you get all of the information you can before making your decision. Casavvy.com lets you do just that. By being able to read user ratings and reviews, compare available charge cards side by side, and see all of the cards details at once, your decision on which charge card is right for you will be that much easier.

Think a charge card is right for you? Use the offer from our partner site below to see which charge cards you could qualify for.