Balance Transfer Credit Card Intro APR
This is also something that you need to take into consideration before choosing which card is right for you. Some cards offer their intro APR for 6 months and others can offer it for 18 months or more. The card with the longest intro rate will give you more time to pay off your balance, but that doesn’t mean that it is your best option.
Balance Transfer Fee
Consolidate Credit Cards
A balance transfer card allows you to consolidate the credit card debt that you have onto one card, with one payment, with a lower interest rate. Making it easier to understand where your hard-earned money is going. It would be nice to be able to pay off your credit cards in full each month and not waste your money by paying credit card interest. If used correctly a balance transfer credit card can get you back to just that and allow you to save or spend your money on the things you want.