Amex Gold Card – Full Guide & Everything You Need To Know

The American Express® Gold Card is a great option for anyone looking for a new or upgrade to their current credit card. People who own and use the Amex Gold Card earn bonus points select spend categories that you can utilize to greatly increase your earnings potential. Your points can redeemed for just about anything including, statement credits, merchandise, gifts cards and more. You can even transfer your Amex points to partnered airline frequent flyer rewards accounts.  The Amex Gold Card does have an annual fee.

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Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

 

Key Features of the Amex Gold Card

The Amex Gold Card does not allow users to transfer balances from other credit cards or loans into your account, even if they did there are much better balance transfer credit card options. However, you are covered for different travel insurance packages using your American Express Gold Card including car rental, lost luggage, roadside, and other travel insurance packages. American Express Gold Cardholders also can take advantage of an annual airline credit every year. This credit could cover things like baggage fees, in-flight meals, and more.

 

Benefits of the American Express Gold Card

 

Here are some of the benefits of the gold credit card:

 

Rewards: You can earn massive rewards with the Amex Gold Card including bonus points in certain spend categories along with a industry standard base rewards rate on everything else.

 

Bonuses: New American Express cardholders could qualify for great signup bonuses available from American Express. These American Express signup bonuses and offers change all the time and the only way to know what is available is to check the current offer or go through our partnered CardMatch Tool.

 

Redeeming Points: AMEX allows you to redeem point rewards in various ways. This allows you to capitalize on your points in the best way possible. For instance, you can transfer your points at different airlines to receive ticket discounts. You may also opt to redeem your points for hotel accommodation, gift cards, or statement credits.

 

Foreign Transaction Fees: There are no foreign transaction fees on this American Express Gold Card, letting you spend freely while traveling abroad.

 

American Express Hotel Collection: This American Express Gold Card allows you access to the American Express Hotel Collection. Where you can earn a $75 credit and an upgraded room if available when you booked 2 consecutive nights through the American Express Travel site.

 

Limitations of the Amex Rewards Gold Card

 

Annual Fees: The American Express Gold Card does have an annual fee and you can add up to 5 additional cards to your account as well.