If you are reading this then chances are you are planning your wedding and honeymoon and you want to find the best credit card to maximize your budget. The best credit cards for weddings and honeymoons will come with plenty of rewards earning power and benefits to match.
We will show you the best options to help you achieve the wedding and honeymoon of your dreams. By getting the right rewards credit card to use for all of your daily purchases. Along with your wedding expenses you will be well on your way to helping offset the cost of your honeymoon and get some sweet benefits along the way.
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By Matthew Coan
Best Credit Cards For Weddings and Honeymoons
Capital One Venture X Rewards Credit Card
The Capital One Venture X card packs lots of ways to earn rewards for your daily purchases and whatever wedding expenses you can charge to it.
To start out you earn awesome base level miles rewards on every purchase that you make that is well above industry standard.
On top of the you will earn huge bonus miles on any pre honeymoon travel that you book through the Capital One Travel website.
Need a great signup bonus to kickstart your rewards? The Capital One Venture X has you covered there too.
And during your travels you can take advantage of Global Entry or TSA Pecheck because the Venture X card will credit you back part of the fee that is costs to get it (up to $100).
And the best part is that you get complimentary access to over 1,300 airport lounges. So any layovers you have will be as comfortable as possible.
There is a pretty decent annual fee that comes with the Capital One Venture X so be sure to weigh the benefits that come with it to make sure that it is worth it.
If you want to save big on your honeymoon then the Capital One Venture X can make that possible. And redeeming your rewards is about as easy as it gets as well.
- 75,000 bonus miles when you spend $4,000 in the first 3 months. Equal to $750 when redeemed for travel purchases
- $300 annual statement credit that can be used for booking made through Capital One Travel
- Earn 10,000 bonus miles every year on your card anniversary
- 10x miles on purchases made on rental cars and hotels booked through Capital One Travel
- 5x miles on flights booked through Capital One Travel
- 2x miles on all other purchases
- Airport lounge access
- $395 annual fee
- And more
The Platinum Card® from American Express
If you want ultimate luxury for your destination wedding or honeymoon then the Amex Platinum is a great option. Which is the reason why it is near the top of most peoples best travel credit cards list.
To start out you earn awesome rewards for certain travel purchases made through the American Express Travel website. With base level rewards on all of your other purchases.
Welcome bonus? The American Express Platinum Card offers one of the best welcome bonuses in the industry.
You get a huge selection of airport lounges that you can utilize on your honeymoon travels as well as an annual credit for CLEAR® to use at airport security.
After that you get an annual airline fee credit that can be used on your selected airline to cover things from baggage fees, to inflight meals, and more.
You can also take advantage of statement credits for things like grocery shopping and monthly entertainment purchases that you make as well.
It’s no wonder that the Amex Platinum packs so much into it because it comes with a large annual fee.
But if you can find value in everything that it has to offer then it is well worth it. It is probably true that many people use the Platinum Card from American Express as their go to card for their honeymoon planning.
If you want the best of the best for your wedding and honeymoon planning then the Platinum Card from American Express might be your answer.
Key Features (see rates and fees)
- 80,000 Membership Rewards points when you spend $6,000 within the first 6 months of getting your card
- $200 in statement credits each year on prepaid Hotel Collection or Fine Hotels and Resorts® bookings, minimum 2 night stay required (terms apply)
- $240 digital entertainment credit given monthly up to $20 per month
- Airport Lounge Access
- $200 annual airline fee statement credit on your select qualifying airline
- 5x points on prepaid hotels booked through Amex Travel
- $695 annual fee
- And more
Chase Sapphire Preferred® Card
If you want to get the most value out of the rewards that you earn then the Chase Sapphire Preferred Card is a great option.
This is because your rewards become much more valuable when you use them to book your travels through the Chase Ultimate Rewards® portal. Where you can find some of the best deals on travel around.
You earn bonus points on travel and dining purchases along with base level rewards on everything else you buy.
Kickstart your rewards off with a great signup bonus offer to get you well on your way to the amount of points you will need for your wedding or honeymoon.
Enjoy annual hotel credits and included travel insurance to help make your honeymoon that much much more worry free.
Add in an annual fee that is very modest and you find a lot of great value in the Chase Sapphire Preferred Card.
Looking for lots of value for your honeymoon with a card that doesn’t have a huge annual fee. The Chase Sapphire Preferred Card is a great option.
- 60,000 bonus point signup bonus after you spend $4,000 in the first 3 months of opening your card. Equal to $750 when you redeem through Chase Ultimate Rewards
- 5x points on travel purchases made through the Chase Ultimate Rewards site
- 3x points on dining purchases
- 2x points on all other travel purchases you make
- Annual fee $95
- And more
Bank of America® Premium Rewards® credit card
If you already a Bank of America customer then this card should be an option in your search for the best credit cards for weddings and honeymoons.
You get awesome rewards on travel and dining purchases along with an above industry standard rewards rate on all of your other purchases.
If your wedding or honeymoon involves a short flight you can take advantage of the statement credit you get for TSA PreCheck or Global Entry (up to $100).
It has a great signup bonus that provides lots of value to help get you on your want to earning enough to save big on your honeymoon.
And it comes with no annual fee.
Even though it may not be one of the mainstream names when it comes to travel credit cards, the Bank of America Premium Rewards credit card can provide lots of value for your wedding or honeymoon.
- 50,000 bonus points after you make $3,000 in purchases in the first 90 days of opening your account
- Earn unlimited 1.5 points on every purchase you make
- No foreign transaction fees
- If you are a Bank of America Preferred Rewards member you earn 25%-75% more points on every purchase
- No annual fee
- And more
American Express® Gold Card
Whether you are traveling far and wide for your wedding or honeymoon, or just driving a couple hours the Amex Gold Card is a great middle of the road option.
For starters it has an annual fee right in between entry level travel cards and the top of the line ones. And it comes with plenty of rewards and benefits to back it up.
You earn awesome membership rewards on dining purchases (including takeout) and on select U.S. supermarkets as well.
Also the welcome bonus opportunity is worth taking a look at as well. It is usually up there with the top level travel credit cards.
Statement credits is where you can make up the cost of the annual fee. You get annual credit on select ride share purchases, food delivery, and select restaurants as well.
And one extra awesome perk. You can choose between traditional gold or rose gold for your card color.
If you are in the preplanning stages of your wedding or honeymoon and you want to get started on earning great rewards that you can use for it. Then the American Express Gold Card is a great card to consider as far as the best credit cards for weddings and honeymoons is concerned.
Key Features (see rates and fees)
- 60,000 Membership Rewards points when you spend $4,000 on eligible purchases within the first 6 months of getting your card
- 4x Membership Rewards points at restaurants (plus takeout and delivery in the U.S.)
- 4x Membership Rewards points on U.S. supermarket purchases (up to $25,000 in spend per year, then 1x points after that)
- $120 annual Uber credit
- Up to $120 annual dining credit at select establishments. Up to $10 in monthly statement credits (enrollment required)
- No foreign transaction fee
- $250 annual fee
- And more
Things To Consider When Choosing The Best Credit Cards For Weddings and Honeymoons
This is one of the main things that you should look at. Because this is where your rewards will make a huge jump if you can get it and provide a lot of savings on your wedding and honeymoon costs.
It is not uncommon for a travel credit card to offer a signup bonus worth $700+ at some point during the year.
Rewards Earnings Power
You want to be able to watch the rewards you have increase as much as possible with every purchase. Especially if you are using your new credit card to pay for your wedding or honeymoon expenses.
So you want to check for bonus categories that fit into your everyday spending and will help you maximize the rewards that you earn.
The more rewards you get, the more you will save on your wedding or honeymoon expenses.
By weighing the rewards and benefits you get with the best credit cards for weddings and honeymoons against what the annual fee is you will find its true value.
Just because a credit card has a high annual fee doesn’t mean that it is not worth it. Just a trip to an airport lounge for a newly wed couple can be worth $100+.
So if you know you can get value out of the benefits that come with it then it is worth it.
On the other hand if you don’t put much value into the added perks and benefits then you can opt for a card with a much lower annual fee to get the most out of it.
It is all about doing some quick math to find out which annual fee option is best for you on your wedding and/or honeymoon.
Use Your Wedding Expenses To You Advantage
We all know that weddings are expensive. Even if other people are helping you pay for it see if you can use the best honeymoon credit card that you got to cover the expenses and have them pay you back.
This way you are earning as many rewards points as possible to help you save on your honeymoon travel costs.
After a long wedding planning season and a most likely expensive ceremony and reception you want to still be able to take the best honeymoon possible. So you need to get the most out of your honeymoon budget.
The right credit card can do just that if used correctly. Be sure to find a card that comes with a great signup bonus and has lots of rewards earning potential. Factor in the annual fee and you should be able to find the best honeymoon credit card for you and your spouse.
Many people find the right credit card and it makes the difference in having a normal honeymoon to an unforgettable one.
Be sure to check out all the best credit cards for weddings and honeymoons through our best travel credit cards page. You’ll find lots of great information and be able to compare all the best offers side by side to find the right card for you.
If you are planning a honeymoon then you must read:
How To Save $1,000’s On Your Maldives Honeymoon
Best Honeymoon Destinations To Enjoy After Your Wedding
About the author: Matthew Coan is the founder of Casavvy and a credit card expert. He has appeared in various media outlets including Yahoo, Credit Karma, Market Watch, Mens Journal, and more. Continue reading
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