When looking for the best credit cards for a 600 credit score you might think that there are not many choices.
But overtime there have become more and more options for both unsecured and secured credit cards for people with a 600 credit score.
And we will show you the best options available.
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A 600 credit score can mean different things to different credit card issuers. There are multiple different credit bureaus and some of them use different scales to determine what you overall credit score will be.
More Than Just A 600 Credit Score Is Factored In When Applying For A Credit Card
When you hit the “Apply” button on a credit card application, yes you credit score is a big factor that is taken into account. There are also other variables as well. Not all of which are known.
So when trying to apply for a credit card with a 600 credit score you want to have as much knowledge as possible to give you the best chance of getting approved.
The worst thing that you can do when you have a 600 credit score and apply for a credit card is to get denied. This does further damage to your score and gives you less of a chance for getting approved for any card.
The 100% free CardMatch Tool allows you to enter some simple information about yourself and it gives you targeted credit card offers based on your credit profile.
The best part is that there is no hard credit check when using CardMatch and you can check your results as often as you want.
If you want to give yourself the best chance of getting approved for a credit card with a 600 credit score. Then the CardMatch Tool is the best place to start.
We have a full review of the CardMatch Tool to cover everything you need to know.
Now let’s cover the best credit card options for people with a credit score of 600.
Best Unsecured Credit Cards For 600 Credit Score
Capital One Platinum Credit Card
If you are looking for a no frills unsecured credit card to get approved for with a 600 credit score, than the Capital One Platinum credit card is worth a look.
There is no annual fee which is a big plus for people looking for a credit card to help improve their credit.
And while you may start out with a low credit limit, Capital One will review your account after 6 months to see if you are eligible for a credit line increase.
There are no rewards offered with this card. Which is actually ok because all you are looking to do is use the Capital One Platinum Credit Card to help improve your credit score.
So you can upgrade to a better card later.
The Capital One Platinum Credit Card offer may have recently changed. You can find the current offer through our best credit cards for fair credit page.
Mission Lane Cash Back Visa Credit Card
The Mission Lane Cash Back Card is great for people with a 600 credit score who don’t want to take the risk of applying and get denied.
You get to find out if you are approved without doing any harm to your credit score.
So even if you are hesitant about getting this card, it is worth taking a look to see if you can be approved.
You also get the opportunity to earn cash back rewards. With an unsecured credit card focused on people with a 600 credit score this is a great benefit.
And there is no annual fee as well.
The Mission Lane Cash Back Visa Credit Card offer may have recently been updated. You can check the current offer through our best credit cards for fair credit page.
Capital One QuicksilverOne Cash Rewards Credit Card
If you are looking for an unsecured credit card for a 600 credit score from a big name issuer, then the Capital One QuicksilverOne might be a great choice.
You get to earn a generous cash back rate on every purchase that you make.
And Capital One will review how you are doing after 6 months to see if they can increase your credit line.
There is an annual fee. But it’s relatively modest and worth it if you are looking for a credit card that you can get approved for.
The offer for the Capital One QuicksilverOne Cash Rewards credit card may have recently changed. Check the current offer through our best credit cards for fair credit page.
Petal 2 Cash Back No Fees Visa Credit Card
If you want a no frill no fees unsecured credit card that you can get approved for with a 600 credit score, then consider the Petal 2 Cash Back Card.
You can go through a pre-approval process to see if you will be accepted without doing any damage to your credit score.
You have the ability to build up the cash back rewards you earn over time when you keep making on time payments.
There is no annual fee or any other nonsense fees.
So you can solely concentrate on improving your credit score over time.
Not a bad unsecured card for people with a 600 credit score.
The offer for the Petal 2 Cash Back Card may have been recently updated. Be sure to confirm the current up to date offer through our best credit cards for fair credit page.
Capital One Walmart Rewards Mastercard
If you have a 600 credit score, looking for an unsecured credit card, and do a lot of shopping at Walmart, then this card might be your best option.
You will earn great rewards on all of your Walmart purchases while helping to improve your credit score. If you use this card correctly.
There is no annual fee and the rewards you earn never expire. As long as your account is in good standing.
All in all a great option for someone who shops at Walmart and is looking for a big name credit card to get approved for with a 600 credit score.
The offer for the Capital One Walmart Rewards Card may have recently changed. Check the current offer through our best credit card for fair credit page.
Avant Credit Card
Here is another option for an unsecured credit card that you can go through a pre-approval process to see if you will be accepted without doing any damage to your credit score.
The Avant card does come with an annual fee.
But it can surely be used to improve your credit score over time if used correctly.
The Avant Credit Card offer may change frequently. You can find the current up to date offer through our best credit cards for fair credit page.
Best Secured Credit Cards For 600 Credit Score
If you want to go with the secured credit card route then you can improve your chances of getting approved.
Because you have to put down a security deposit.
Most of these cards are also packed with plenty of tools and helpful guides to help you improve your credit score as fast as possible.
Capital One Quicksilver Secured Cash Rewards Credit Card
If you are looking for a big name no annual fee secured credit card then this is a great option.
You can even earn cash back rewards on the things you use it to purchase as well.
Minimum security deposit can be as low as $200 and after 6 months you may be eligible for a credit line increase.
It is not often that you find a secured credit card with rewards and no annual fee. So the Capital One Quicksilver Secured Cash Rewards credit card is a great option.
The offering for the Capital One Secured Cash Rewards Credit Card may have been recently updated. Check our best credit cards for bad credit page to confirm the up to date offer.
Discover it Secured Credit Card
Another big name issuer that offers a no annual fee secured credit card is Discover.
You can also earn cash back rewards as well. Which again is rare with a secured card.
If you have a credit score of 600 then the Discover it Secured Card is a great option to consider.
You have a minimum security deposit of $200 and plenty of helpful tips to help you get your credit score up to the level that you want.
Credit card offers get updated frequently and the Discover it Secured Credit Card offer may have changed. Utilize our best credit cards for bad credit page to confirm the up to date current offer.
Opensky Secured Visa Credit Card
If you are looking for a secured card with tons of helpful tips and guides on how to improve your credit score.
Then the Opensky Secured Credit Card is the card for you.
There is a modest annual fee and almost everyone is approved pending your security deposit.
Your credit limit will depend on the amount that you put down upfront.
If improving your credit score is your #1 goal then the annual fee on the OpenSky Secured credit card is worth it.
The OpenSky Secured Credit Card may have recently updated their current offer. Be sure to check through our best credit cards for bad credit page for the current offer.
Tips For Choosing The Best Credit Cards For 600 Credit Score
Impact Of Applying
With every credit card application you submit there is a hard inquiry into your credit. This is why you want to be strategic about which cards you apply for.
There are plenty of options available that have a pre-approval process that allows you to find out before you have a hard inquire if you are approved.
Fees can eat away at your hard earned money. This is why if you can find an unsecured, or secured credit card for 600 credit score that comes with no annual fee you should take advantage of it.
There will most likely be the normal fees for late payments and other things. But these can be avoided by staying on top of your account.
You want to focus on improving your credit score and not have to worry about paying any unnecessary fees.
Improving your credit score may seem overwhelming. This is why if you can find a credit card that comes with helpful tips and tools to aid in the process it is worth it.
By having help along the way you are more likely to see your score improve over time and get to the level you want.
So be sure to see if any helpful tools are included with any cards that you are considering. Sometimes the cards with annual fees have the best credit improving benefits and they may be worth it.
While rewards are not the main component you should be looking at for a credit card for 600 credit score, if they are include it is a nice touch.
You can use the rewards that you earn to help pay down some of your balance and make your money stretch further.
Again the rewards should not determine which card you get, but if the card you get approved for comes with them it is a nice benefit to have.
Find The Right 600 Credit Score Credit Card For You
Now you know all of the best options when it comes to the best credit cards for a 600 credit score unsecured and secured.
Along with all the helpful tips you should be able to find the right credit card for you to help improve your credit score.
Every credit card offer is different along with every consumer. So be sure to find the right card that fits you best.
You can find even more options by going through our best credit card offers of the month page. And then narrowing down your results based on your current credit score.
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