If you are a parent that has a child in college, there are a lot of things you probably worry about. Besides getting good grades, hanging out with the right people, and graduating in a timely manner, there are also many financial decisions to think about as well. College is pretty expensive on its own […]
How to Improve Your Credit Score [Infographic]
A never ending question on many people’s mind is: “How do I improve my credit score?”. Follow our tips in the infographic below to start improving your credit score and get it to the level that you want. After you improve your credit score you will have more and better financial options available to […]
Should I Cancel My Unused Credit Card Accounts?
Many people have unused credit cards sitting in their desk drawer that they don’t use anymore, and they probably wonder about canceling them but never do. We are going to give you some good reason why you should cancel them, and some reasons why you might want to leave them open. Some […]
Move Your Credit Card Debt to a Balance Transfer Credit Card? It Might Save You A Lot of Money.
People get credit cards for many different reasons. Some are looking to earn the rewards many cards are offering, others want to start or build up their credit score, and some just want a credit card for the convenience when cash is not available. But, what happens when you go a little overboard? You don’t […]
Choosing Between a Home Equity Loan or a Cash-out Refinance
Borrowing against one’s home equity is a popular option for people who need cash for one purpose or another. But you’ve got several options for doing so. A home equity loan or line of credit is the first thing most borrowers will think of. But a cash-out refinance of your current mortgage is another […]
How to Build Good Credit in College
Resisting the urge to open up a credit card at your favorite department store, paying for Spring Break with plastic, and the appeal of buying now and paying later is sometimes so hard for college students. Truth of the matter is that, while in college, there is an opportunity to begin building your credit so […]
Stop Using Your Checkbook to Buy Groceries and Save Over $300/year
It’s a hard thing to imagine, but buying groceries with your checkbook is costing you money. You have to also take into account the time and effort it takes to make sure that your checkbook is balanced correctly. By utilizing a credit card that gives you cash back bonuses for buying your groceries, you could […]
How to Take Advantage of a Balance Transfer Credit Card to Erase Debt.
If you are struggling with paying off any credit card balances that you have and you keep seeing them grow month after month because of interest charges, then take a look at a balance transfer credit card. This is a credit card option that allows you to transfer an existing balance from one or more cards […]
What is the Purpose of a Student Credit Card? Hint: It’s Not to Spend Money
The one thing that almost all college students have in common is that is they are working towards getting a degree to qualify for a great job after they graduate. With a college degree you should have the knowledge and ability to apply for your dream career and have the confidence that you will succeed […]
The Under 30 Guide to Retirement Funds
So you haven’t reached the big 3-0 yet? If your worst fear is turning 30, then imagine how you will feel when you turn 60. Now, top that off with having a less than stellar retirement fund. One of the great things about being young is that you can start funding a retirement fund that […]