If you are a parent that has a child in college, there are a lot of things you probably worry about. Besides getting good grades, hanging out with the right people, and graduating in a timely manner, there are also many financial decisions to think about as well. College is pretty expensive on its own […]
Category Archives: Credit Cards
Should I Cancel My Unused Credit Card Accounts?
Many people have unused credit cards sitting in their desk drawer that they don’t use anymore, and they probably wonder about canceling them but never do. We are going to give you some good reason why you should cancel them, and some reasons why you might want to leave them open. Some […]
Move Your Credit Card Debt to a Balance Transfer Credit Card? It Might Save You A Lot of Money.
People get credit cards for many different reasons. Some are looking to earn the rewards many cards are offering, others want to start or build up their credit score, and some just want a credit card for the convenience when cash is not available. But, what happens when you go a little overboard? You don’t […]
Stop Using Your Checkbook to Buy Groceries and Save Over $300/year
It’s a hard thing to imagine, but buying groceries with your checkbook is costing you money. You have to also take into account the time and effort it takes to make sure that your checkbook is balanced correctly. By utilizing a credit card that gives you cash back bonuses for buying your groceries, you could […]
How to Take Advantage of a Balance Transfer Credit Card to Erase Debt.
If you are struggling with paying off any credit card balances that you have and you keep seeing them grow month after month because of interest charges, then take a look at a balance transfer credit card. This is a credit card option that allows you to transfer an existing balance from one or more cards […]
What is the Purpose of a Student Credit Card? Hint: It’s Not to Spend Money
The one thing that almost all college students have in common is that is they are working towards getting a degree to qualify for a great job after they graduate. With a college degree you should have the knowledge and ability to apply for your dream career and have the confidence that you will succeed […]
Who Doesn’t Like Credit Card Rewards?
If you are in the market for a rewards credit card then there are a lot of things to consider before deciding which card is right for you. In order to qualify for a rewards credit card you will most likely need to have good to excellent credit. Therefore your main goal is not to improve […]
Your Debit Card Could Cost You Time and Money
In today’s market, one of the most popular ways to pay for things is with plastic. And by plastic we mean a debit or credit card. Both of these means of payment have one thing in common, and that is your checking account. Almost everyone these days has a checking account where they keep their money that […]
How to Pay Off Your Current Credit Card Debt with a Balance Transfer Card [Infographic]
Paying off your credit card can be tough, and with the average debt per U.S. adult with a credit card at $5,596, creating a plan to pay off your current debt is important. A balance transfer card is one great way for individuals to pay down existing credit card debt with interest free payments. By […]
So You Found Out You Have A Bad Credit Score. Here’s the Good News.
Whenever something bad happens, people start looking for solutions, or good things to make them feel better. Even then, in some cases, no matter what you try, the bad situation will not get any better. If you have bad credit, then feel good knowing that there is a solution and it can be solved. With […]