If you are a parent that has a child in college, there are a lot of things you probably worry about. Besides getting good grades, hanging out with the right people, and graduating in a timely manner, there are also many financial decisions to think about as well. College is pretty expensive on its own […]
Category Archives: Personal Finance
How to Improve Your Credit Score [Infographic]
A never ending question on many people’s mind is: “How do I improve my credit score?”. Follow our tips in the infographic below to start improving your credit score and get it to the level that you want. After you improve your credit score you will have more and better financial options available to […]
Should I Cancel My Unused Credit Card Accounts?
Many people have unused credit cards sitting in their desk drawer that they don’t use anymore, and they probably wonder about canceling them but never do. We are going to give you some good reason why you should cancel them, and some reasons why you might want to leave them open. Some […]
Move Your Credit Card Debt to a Balance Transfer Credit Card? It Might Save You A Lot of Money.
People get credit cards for many different reasons. Some are looking to earn the rewards many cards are offering, others want to start or build up their credit score, and some just want a credit card for the convenience when cash is not available. But, what happens when you go a little overboard? You don’t […]
Choosing Between a Home Equity Loan or a Cash-out Refinance
Borrowing against one’s home equity is a popular option for people who need cash for one purpose or another. But you’ve got several options for doing so. A home equity loan or line of credit is the first thing most borrowers will think of. But a cash-out refinance of your current mortgage is another […]
Stop Using Your Checkbook to Buy Groceries and Save Over $300/year
It’s a hard thing to imagine, but buying groceries with your checkbook is costing you money. You have to also take into account the time and effort it takes to make sure that your checkbook is balanced correctly. By utilizing a credit card that gives you cash back bonuses for buying your groceries, you could […]
What is the Purpose of a Student Credit Card? Hint: It’s Not to Spend Money
The one thing that almost all college students have in common is that is they are working towards getting a degree to qualify for a great job after they graduate. With a college degree you should have the knowledge and ability to apply for your dream career and have the confidence that you will succeed […]
The Under 30 Guide to Retirement Funds
So you haven’t reached the big 3-0 yet? If your worst fear is turning 30, then imagine how you will feel when you turn 60. Now, top that off with having a less than stellar retirement fund. One of the great things about being young is that you can start funding a retirement fund that […]
How Long Does It Take To Build Credit?
If you are wondering how long it takes to build up your credit score, the answer is “it depends”. We will give you all of the information you need to apply your current financial situation to the factors that go into building up your credit score and getting you on the path to an […]
Who Doesn’t Like Credit Card Rewards?
If you are in the market for a rewards credit card then there are a lot of things to consider before deciding which card is right for you. In order to qualify for a rewards credit card you will most likely need to have good to excellent credit. Therefore your main goal is not to improve […]