Casavvy is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com.   This compensation may impact how and where links appear on this site.  This site does not include all financial companies or all available financial offers. The content on this page is accurate as of the date of posting. Some offers may have changed or expired. 

credit cards for no credit historyCredit Cards For No Credit History

If you have limited or no credit history there is no need to be discouraged. You are actually in a very good position. You have the chance to start your credit history off right and keep your credit score high once you get it there. Credit cards for no credit history, and no credit credit cards are there to help people build up their credit score. Credit card companies want to know that you are trustworthy and that you will repay any money that you spend on their credit card. Therefore, when you obtain a credit card for limited or no credit history you will have a very limited credit limit. Just because you have a low credit limit does not mean that you need to go out and spend all of it. You want to stay under 30% of your credit limit and pay off your bill in full each month and then you will watch your credit score increase over time. Remember, it is not about how much money that you spend on your credit card. It’s all about paying back what you do spend, even its a low amount each month, and showing that you are responsible and will always pay your bill on-time.

Usually when someone makes the decision that they finally want to get a credit card, they look to get one of the best rewards credit cards available. But, because you do not have a sufficient credit history it is almost impossible to qualify for one of these cards right away. Unfortunately, credit cards for no credit history usually do not come with any type of rewards program. But remember the reason that you are getting your no credit credit card in the first place, that is to start off and build your credit history. Then over time as your credit history is established and you obtain a good to excellent credit score you can apply for and start using the rewards credit card that you want.

 

Casavvy can show you the best limited credit credit cards and no credit credit cards available today. You can read user reviews and rating to see how others have used these cards before and which ones worked out best to help them start off and build up their credit score. Casavvy.com can give you everything you need to get you closer to the credit score and credit card that you want.

Get your credit off to the right start. See what credit card options for no credit history you have through our partner site and the offer below.