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If you have good to an excellent credit score then there are a lot of options when it comes to instant approval credit card offers. If you are having trouble getting a credit card or looking at getting your first credit card, if you are thinking about a student credit card, or if you have bad or no credit history, then there are other options that you can utilize to see which credit cards you can get approved for. If you already know you have bad or little to no credit history, then getting instant credit card approval means that you will most likely be limited to secured credit cards. It is never too late to repair your credit or get your credit history started. Options like secured credit cards can give you the tools and options that you need to get back on track and a lot closer to the actual credit card that you want to get.
A secured credit card will require you to put down an initial deposit that will be used as your credit limit and taken if you fail to pay back the purchases that you purchased with your card. This is the best choice for instant approval credit card offers if you have bad or no credit history. If you take advantage of an instant approval credit card and it is a secured credit card then, if you make your payments on time and stay under your credit limit, you will rebuild and improve your credit score.
If you already know that you have good to excellent credit then most credit card issuers will give you a decision within seconds after you submit your application. As long as all of the information you enter on the application is correct then the issuer should have no problem verifying who you and checking your credit score to see if you qualify.
Other option to consider is our partnered CardMatch Tool. With this option you simple enter some very brief general information about yourself and it generates credit card offers that are being targeted towards you and your credit profile. This will increase your chances of getting approved because they are able to look up some information about you before you apply and compare that to the credit card issuers they work to see which offers should work best. The offers that show up in the CardMatch Tool are not guaranteed approval but it will give you an idea of what cards you are being targeted for and fit your credit profile. The best part is that CardMatch uses a soft credit check when they generate your results. So you can check back as many times as you like to see if any of the offers have changed without having any effect on your credit score.